Last updated: June 2026
By accessing or using gradmerge.com (the "Site") and our services, you agree to these Terms of Use. If you do not agree, please do not use the Site.
GradMerge is a marketing company. We educate borrowers and connect them with a licensed lending partner. We are not a lender. We do not make credit decisions, set rates, originate or service loans, or charge consumers a fee. All lending is provided by Alt Lending LLC (NMLS #2571325), subject to its approval, eligibility, and applicable state licensing.
Submitting information through the Site does not guarantee that you will be approved for any loan or receive any particular rate or term. Eligibility, rates, and terms are determined solely by the lender and are disclosed by the lender.
You agree to provide accurate information and to use the Site only for lawful purposes. You agree not to misuse, disrupt, or attempt to gain unauthorized access to the Site.
The content, logos, and materials on the Site are owned by GradMerge or its licensors and may not be copied or used without permission.
The Site and its content are provided "as is" for general informational purposes and are not legal, tax, or financial advice. We make no warranties, express or implied, about the accuracy or completeness of the content.
To the fullest extent permitted by law, GradMerge will not be liable for any indirect, incidental, or consequential damages arising from your use of the Site or services.
These Terms are governed by the laws of the State of Arizona, without regard to its conflict-of-law rules.
We may update these Terms from time to time. Continued use of the Site after changes means you accept the updated Terms.
Questions? Email info@gradmerge.com or call 844.230.7457.
GradMerge is a marketing company and is not a lender. Loans are originated and serviced by Alt Lending LLC, subject to approval and applicable state licensing. Alt Lending, LLC (NMLS #2571325).