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If your private student loan is in default or charge-off, and you have a job and the intent to pay, you may qualify to move it into a new loan with a low fixed rate, no co-signer required.
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Important disclosures. GradMerge is a marketing company and is not a lender. GradMerge does not make credit decisions or originate loans. Loans are originated by our partner lender, Alt Lending LLC, subject to its approval, eligibility, and applicable state licensing. Any rates referenced are illustrative, not guaranteed, and depend on the lender's underwriting; actual rates, terms, and APR are disclosed by the lender. Checking your options does not guarantee approval or any particular rate. This is an advertisement. Alt Lending, LLC (NMLS #2571325).